xChain Wallet Terms of Service

Last Updated: April 28, 2026

These Terms of Service (“Terms”) constitute a legally binding contract made between you and Algorand Foundation US, Inc. (“Foundation,” “we,” or “us”) that governs your access to and use of the xChain Wallet decentralized application available at xchain.algorand.co (the “xChain Wallet”) and the features, content, tools and functionality available through use of xChain Wallet (collectively, the “Services”). By using the Services in any way, you agree to be bound by these Terms. If you do not accept the terms and conditions of these Terms, you are not permitted to access or otherwise use the Services.

BEFORE WE INCLUDE ANY OTHER DETAILS, WE WANT TO GIVE YOU NOTICE OF SOMETHING UP FRONT: BY AGREEING TO THESE TERMS, YOU AND WE AGREE TO RESOLVE ANY DISPUTES WE MAY HAVE WITH EACH OTHER VIA BINDING ARBITRATION OR IN SMALL CLAIMS COURT (INSTEAD OF A COURT OF GENERAL JURISDICTION), AND YOU AGREE TO DO SO AS AN INDIVIDUAL (INSTEAD OF, FOR EXAMPLE, AS A REPRESENTATIVE OR MEMBER OF A CLASS IN A CLASS ACTION).

1. Description of xChain Wallet Services
The Services provide an interface that allow users to discover, track and interact with data generated by compatible third-party blockchain applications. To use the Services, users must connect one or more compatible cryptocurrency wallets (“Wallet”). We do not make any representations or warranties regarding any such data generated by compatible third-party blockchain applications that is displayed on the Services, including, but not limited to, the accuracy, reliability or completeness of such data that may be due to delays, inconsistencies, or incomplete data across different blockchain networks or third-party services.

WE ARE NOT A BROKER, FINANCIAL INSTITUTION OR INTERMEDIARY AND ARE IN NO WAY YOUR AGENT, ADVISOR, OR CUSTODIAN. xChain WALLET IS A NON-CUSTODIAL PLATFORM. THE SERVICES DO NOT CUSTODY, AND DO NOT AND CANNOT TRANSFER, ANY OF YOUR CRYPTOCURRENCY OR DIGITAL ASSETS. WE HAVE NO FIDUCIARY RELATIONSHIP OR OBLIGATION TO YOU REGARDING ANY DECISIONS OR ACTIVITIES THAT YOU EFFECT IN CONNECTION WITH YOUR USE OF THE SERVICES.

THE SERVICES MERELY PROVIDE AN INTERFACE TO ACCESS AND INTERACT WITH THE SMART CONTRACTS THAT ARE DEPLOYED ON OR BY THIRD-PARTY BLOCKCHAIN APPLICATIONS (“THIRD PARTY APPS”). THE SERVICES DO NOT INCLUDE (AND WE DO NOT CONTROL) THE THIRD PARTY APPS.

2. Who May Use the Services
You may only use the Services if you are legally capable of forming a binding contract with the Foundation in your respective jurisdiction which may require your parents consent if you’re not the legal age of majority (which in many jurisdictions is 18), and not barred from using the Services under the laws of any applicable jurisdiction.

3. Rights We Grant You; Rights You Grant
As between you and us, the Foundation is the owner of the Services, including all related intellectual property rights and proprietary content, information, material, software, images, text, graphics, illustrations, logos, trademarks, and the Foundation logo, the Foundation name, and any other Foundation marks, service marks, copyrights, photographs, audio, video, music, and the “look and feel” of the Services. We hereby permit you to use and access the Services, provided that you comply with these Terms.

4. Accessing the Services
To access the Services, you must connect one or more compatible Wallets. Your relationship with any given Wallet provider is governed by the applicable terms of that Wallet provider, not these Terms. You are responsible for maintaining the confidentiality of any private key controlled by your Wallet and are fully responsible for any and all messages or conduct signed with your private key.

5. Acceptable Use
You agree that you will not use the Services in any manner or for any purpose other than as expressly permitted by these Terms. That means, among other things, you will not use the Services to do or encourage any of the following:

• Infringe or violate the intellectual property rights or any other rights of anyone else (including the Foundation) or attempt to decompile, disassemble, or reverse engineer the Services;
• Violate any applicable law or regulation, including without limitation, any applicable anti-money laundering laws, anti-terrorism laws, export control laws, end user restrictions, privacy laws or economic sanctions laws/regulations, including those administered by the U.S. Department of Treasury’s Office of Foreign Assets Control;
• Use the Service in a way that is dangerous, harmful, fraudulent, misleading, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;
• Violate, compromise, or interfere with the security, integrity, or availability of any computer, network, or technology associated with the Services;
• Use any of the Foundation brands, logos, or trademarks (or any brands, logos, or trademarks that are confusingly similar) without our express prior written approval;

6. Release and Assumption of Risk
By using the Services, you represent that you understand there are risks inherent in using cryptographic and public blockchain-based systems, including the Services and digital assets. You expressly agree that you assume all risks in connection with your access and use of the Services.

7. Feedback
Any questions, comments, suggestions, ideas, feedback, reviews, or other information about the Services, provided by you to the Foundation, are non-confidential and the Foundation will be entitled to the unrestricted use and dissemination of these submissions for any purpose, commercial or otherwise.

8. Privacy
For more information regarding our collection, use, and disclosure of personal data and certain other data, please see our Privacy Policy.

9. Third-Party Services
The Services may provide access to services, sites, technology, applications, content, data, information, protocols, and resources that are provided or otherwise made available by third parties (“Third-Party Services”), including Third Party Apps. Your access and use of Third-Party Services may also be subject to additional terms and conditions.

10. Additional Services
We or our affiliates may offer additional services that interact with xChain Wallets, which may require you to agree to additional terms.

11. Indemnification
To the fullest extent permitted by applicable laws, you will indemnify and hold the Foundation Entities harmless from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses,

12. Warranty Disclaimers
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY.

13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER THE FOUNDATION ENTITIES NOR ITS SERVICE PROVIDERS WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES.

14. Changes to Terms
We reserve the right, in our sole discretion, to change these Terms at any time.

15. Notice
Any notices or other communications provided by us under these Terms will be posted online, in the Services, or through other electronic communication.

16. Entire Agreement
These Terms and any other documents incorporated by reference comprise the entire understanding and agreement between you and the Foundation as to the subject matter hereof.

17. Assignment
We reserve the right to assign our rights without restriction, including without limitation to any Foundation affiliates or subsidiaries.

18. Severability
If any provision of these Terms is determined to be invalid or unenforceable, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible.

19. Termination; Survival
We may suspend or terminate your access to and use of the Services at our sole discretion, at any time and without notice to you.

20. Governing Law
You agree that the laws of the State of California and the United States will govern these Terms and any Dispute.

21. Force Majeure
We shall not be liable for delays, failure in performance or interruption of service which result directly or indirectly from any cause or condition beyond our reasonable control.

22. Non-Waiver of Rights
These Terms shall not be construed to waive rights that cannot be waived under applicable laws.

23. Relationship of the Parties
Your use of the Services does not create any partnership, joint venture, agency, or fiduciary relationship between you and the Foundation.

24. Dispute Resolution, Arbitration Agreement, Class Action Waiver, And Jury Trial Waiver
If you have a dispute with us, you agree to first contact Support via xchain@algorand.foundation.

APPENDIX 1: xChain WALLET TERMS ARBITRATION AGREEMENT

1. Applicability of Arbitration Agreement

You and the Foundation agree that any dispute, claim, or disagreement arising out of or relating in any way to your access to or use of the Services, or the xChain Wallet Terms of Service.

2. Waiver of Jury Trial

YOU AND THE FOUNDATION HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

3. Waiver of Class and Other Non-Individualized Relief

YOU AND THE FOUNDATION AGREE THAT, EXCEPT AS SPECIFIED IN SECTION 8, EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS.

4. Rules and Forum

The xChain Wallet ToS evidences a transaction involving interstate commerce.

5. Arbitrator

The arbitrator will be either a retired judge or an attorney licensed to practice law in the state of California.

6. Authority of Arbitrator

The arbitrator shall have exclusive authority to resolve any Dispute.

7. Attorneys’ Fees and Costs

The parties shall bear their own attorneys’ fees and costs in arbitration unless the arbitrator finds that either the substance of the Dispute or the relief sought was frivolous.

8. Batch Arbitration

To increase the efficiency of administration and resolution of arbitrations, you and the Foundation agree that in the event that there are one hundred (100) or more individual Requests of a substantially similar nature filed against the Foundation.

9. Modification

If we make any updates to the Arbitration Agreement, we will make the updated terms available to you by publishing them on the Site.