# Agentic commerce **on Algorand**

An agent can request a service, accept the price, and pay for it in one seamless flow. Algorand enables fast, low-cost settlement infrastructure well suited for agentic commerce.

###### How it works

### Commerce, run by agents

This is not just a faster checkout flow. It is a new transaction model where agents can interact with services, handle payments, and continue the workflow on their own.

The agent requests a service

The agent connects to a service and asks for work to be done. The service responds with the price for access or execution.

It pays automatically

The agent can accept the terms and complete the payment as part of the same flow, without a separate checkout step.

The service responds

The endpoint returns the data, result, or service the agent paid for. The whole exchange takes seconds, with proof of payment recorded on-chain.

###### The market

### AI agents are starting to transact.

They’re paying for APIs, data, and tools within pre-set spending rules. Two open standards are now competing to settle those payments on-chain: x402 from Coinbase and MPP from Stripe and Tempo, while other standards like A2A and AP2 from Google handle agent communication and payment authorization, independent of the settlement layer. Together, these standards, along with contributions from leading payments and technology companies, are shaping the foundation for the next phase of agentic commerce.

###### x402 is the leading blockchain settlement standard today.

#### x402 transactions across the ecosystem since launch

#### Cumulative stablecoin volume settled through x402 to date

```
x402 ecosystem totals (Artemis), April 2026.
```

###### Why Algorand

### Built for how agents transact.

Agent-driven payments are high-frequency, low-value, and need to settle within the transaction flow itself. That requires infrastructure that is fast, cost-efficient, and reliable. Algorand was designed around exactly these properties, years before agentic commerce had a name.

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Instant finality\
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Transactions settle in a single block with instant finality. There is no need to wait for multiple confirmations or worry about chain reorganizations rolling them back.](https://dev.algorand.co/getting-started/why-algorand/#instant-finality) /Icons%20(transparent%20background)/Instant%20Finality-transparent-bg.svg)\
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Throughput and uptime\
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Up to 10,000 TPS capacity. Zero protocol downtime since the network launched in 2019.](https://dev.algorand.co/getting-started/why-algorand/#throughput) /Icons%20(transparent%20background)/Token-transparent-bg.svg)\
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Low fees\
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Currently, a fee of 0.001 ALGO per transaction with native atomic grouping. Stablecoin transfers don’t carry additional fees beyond the standard transaction fee, which makes per-call pricing work.](https://dev.algorand.co/concepts/transactions/fees/) /Icons%20(transparent%20background)/Security-transparent-bg.svg)\
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Post-quantum resilience\
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Algorand is advancing quantum resistance to prepare for the quantum threat. The risk may not be immediate, but Algorand has been working on post-quantum cryptography for years, and its chain history is already protected through quantum-resilient State Proofs.](https://algorand.co/technology/post-quantum)

###### What you can build

### Where autonomous agents meet real-world transactions.

Agentic commerce is unlocking new ways for people, businesses, and machines to interact and exchange value. By leveraging AI to make decisions and blockchain to settle, verify, and record transactions, these systems can operate continuously, reduce friction, and enable new economic models.

For businesses

###### Operations that optimize in real time.

Agents can automate procurement, manage treasury strategies, and execute services end-to-end, handling sourcing, payments, and performance optimization. By running on-chain, these processes remain auditable, efficient, and with reduced reliance on intermediaries

For developers

###### Monetize what you build, request by request.

APIs, datasets, and AI services can become pay-per-use resources for agents. With x402, an existing endpoint can request payment, verify settlement, and deliver access without subscription plans, API key management, or user onboarding flows.

For individuals

###### Commerce that acts on your behalf.

AI agents can assist users in managing subscriptions, finding better deals, and completing purchases automatically based on user-defined preferences and permissions. They can also monetize digital assets by handling licensing and payments in real time. Blockchain-based systems can provide increased transparency and user-controlled transaction authorization.

### Build the first agentic commerce experiences on Algorand.

Add x402 to an API or service you already run, or build an agent-first product from scratch. Algorand gives you the settlement layer and infrastructure needed to make it work.